Financial Services Software
SJB companies partners with Softwise, Inc. to manage your money advance, check cashing, installment and loan that is payday. All this is thanks that are possible Softwise’s flagship computer pc software item, Cashwise.
This state-of-the-art online financing software supplies solution that no other pc pc pc software provider does; a totally supported, multistate module for online cash advance payday loans.
Cashwise provides numerous solutions, such as for instance; OFAC, Check21, Money Recycler, Biometrics, yet others. Softwise items are employed by many different companies, including check cashing facilities, convenience shops, pawnshops, food markets, business collection agencies organizations, and loan organizations.
Pay Day Loans – Installment Loans – Name Loans
Cashwise provides the many comprehensive pay day loan system in the marketplace. It offers solutions that span from fundamental check cashing to loans which are installment automobile name loans. In addition it gives you the capability to offer items and services. We make an effort to remain the top regarding the payday financing market by constantly incorporating and upgrading modules to satisfy the requirements of both you and your clients, such as for example with your Check 21 and WiseCard prepaid Visa modules. Our objective would be to make working as possible for you possible. The number of choices with Cashwise are unlimited.
Options that come with this computer computer pc software include:
- Industry Leading cash advance and check always Cashing SoftwareNo other software gives you as much payday lending and check cashing choices as Cashwise. This system is fully customizable to match your organizations requirements and techniques.
- Effective Point-of-Sale SolutionCashwise gives you the capacity to offer products and services that your particular clients need and want, like the WiseCard Prepaid Visa that is new system.
- Complete Back-end Management and ReportingNo other software gives you as much payday lending and check cashing choices as Cashwise. This program is completely customizable to match your organizations requirements and methods.
- Always always Check Cashing ModuleThe check cashing module in Cashwise enables you to easily and quickly money checks for the clients. This one is customizable; you set the fees as with all of our other modules.
- Complete Payday Loan SystemThe pay day loan system includes choices such as for example regular payday advances (where in actuality the consumer will pay straight right back the mortgage on the payday that is next) installment loans, and automobile name loans. Each module is completely customizable to meet up your requirements and company practices.
- Effective Installment Loan ModuleSimple interest loans, Rule of 78, interest just loans, modify payment regularity, website website link security, and more. The Cashwise Installment Loan Module supports installment that is fully amortizing on any re re payment frequency, and very very very first due dates could be timed with consumer paydays to simply help facilitate payment.
- Title Loan ModuleThe Cashwise Title Loan module lets you produce loans in which the motor automobile name may be the security in the loan. Installment or solitary duration loans, link several collateral to at least one loan, versatile cost plans, and connect images towards the loan.
- Fraud PreventionThe Cashwise software program is made for the utmost fraud protection for the clients by giving you having the ability to capture their photos, signatures, and finger marks; therefore preventing some other person from utilizing their account.
- Work Control ModuleEmployees clock inside and outside from Cashwise. This system determines regular and hours that are overtime and you will produce work and manufacturing reports.
- Biometric CapableThis module can be utilized for worker access in Cashwise and deal approval, also confirming a client’s identification. Supports signature pads, hand printing scanners and image capture products.
- Multi-location AwareWith slim customer, this program permits your shops for connecting to a main file payday loans KY host that houses most of the information. Your shops and hq should never be away from sync, because your entire information is in a single location and accessed in “real timeВ©. Aids communications between branches for consolidated reporting and extra fraudulence avoidance.
- Incorporated with third party solutions; Teletrack, Veritek, OFACServices such as for example Teletrack funds that are verify available before processing that loan demand. Veritec checks to ensure the consumer won’t have every other loans that are outstanding every other payday loan provider. OFAC checks your client’s resistant to the U.S. Treasure’s OFAC SDN list, to ensure your consumer’s can lawfully get that loan. For Florida, Indiana and much more.
- Effective Collection SystemOur complete highlighted business collection agencies module was created to meet up with the requirements of a sizable or tiny collection company, with exceptional automation of this collection procedures.
- SQL Server Database SystemSoftwise may be the longest standing, many robust SQL-based system in the market.
- Windows BasedRuns in the industry standard Windows system platform for installation and ease-of-use.
- Check21 (Remote Deposit)Our company is happy to announce our brand new Check21 module user interface. Check21 screen with Unicheq a remote/ACH processor. Electronic check transformation may be the procedure of transforming a paper check to a payment that is electronic. There was value that is tremendous integrating check conversion in to a merchant’s re payment system: price reductions with greater efficiency and quicker financing.
- Eliminate each NSF Bank costs! Get rid of the 10-15 time wait on each NSF’s.
Savings over traditional paper check processing include; bank costs, deposit preparation, returned item tracking, money administration and collection. Other cost cost cost savings consist of:
- Reduced deal time
- More process that is efficient shutting away registers
- Reduced came back products
- Effective processing associated with the staying NSF things
- Enhanced customer support
- More safe deal with less publicity
- Reduced mistake rate
Thinking about the expense and effectiveness, transformation is considerably favorable to conventional check processing. CSI currently processes billions of bucks yearly through the Automated Clearing House (ACH) system. For prices and extra information please contact Scott Bennett of SJB Enterprises @ 763.450.7100. To schedule a gathering by having a CashWise representative please call 763.450.7100 or fill down our Contact Request type
